THE NAME AND ADDRESS TO WHOM THE INSURED SHOULD DIRECT ALL CLAIMS (OTHER THAN LEGAL EXPENSES CLAIMS):

Property Claims Enquiries via:-

Brit UK Property Claims Team

E-mail: britukproperty@broadspiretpa.co.uk

Telephone: 01908 302 214

Brit Liability Claims

The following claims conditions apply to Public and Employers liability claims

Claims Procedures and Control

As a condition precedent to liability, the Insured shall notify the Insurer via the dedicated 24 (twenty-four) hour Brit Global Specialty Claims Team on 0845 609 4655, immediately the Insured is aware of any occurrence or circumstances which may give rise to a claim, regardless of any applicable Excess, which shall include any accident at work which results in 3 (three) or more days’ absence for any Person Employed.

In the event that Insurer may require completion of a Claim Form following notification of any occurrence or circumstances which may give rise to a Claim, it is a condition precedent to Liability, that the Insured shall complete and sign any Claim Form required by the Insurers as a Statement of Fact and return it to the address below within 7 days of receipt.

As a condition precedent to Liability, every letter, Claim, Writ, Summons and/or Process in connection with such occurrence or circumstances shall be forwarded to the Insurer at the address below, immediately on receipt and in electronic format within 3 days (business) of the date and time of receipt.

As a condition precedent to liability, the Insured shall notify the Insurer via the dedicated 24 (twenty-four) hour Brit Global Specialty Claims Team on 0845 609 4655 immediately the Insured shall have knowledge of any prosecution, inquiry or inquest in connection with any occurrence or circumstances which may give rise to liability under this Policy

As a condition precedent to liability, no admission, offer, promise, payment, Legal Cost or indemnity shall be made or given by or on behalf of the Insured without the Insurer’s written consent.

As a condition precedent to liability, the Insurer shall be entitled to take over and conduct in the name of the Insured the defence or settlement of any claim, or to prosecute any claim in the name of the Insured for their own benefit, and shall have full discretion in the conduct of any proceedings and in the settlement of any claim. The Insured shall give all such information and assistance as the Insurer may require.

Claims correspondence address:

Brit Global Specialty Claims Team

249 Midsummer Boulevard,
Milton Keynes,
Buckinghamshire,
MK9 1YA

Fax: 01908 302 351

E-mail: brit@crawco.co.uk

Acknowledgement of Claim Notification Form(s)

It is a condition precedent, with respect to Employers’ or Public Liability Claims, that if the Insured receives any Claim Notification Form(s) or notification directly from an Person Employed or third party Claimant or their appointed representative, that the Insured must acknowledge receipt of the Claim Notification Form(s) or notification to the Person Employed or third party Claimant or their appointed representative in;

1) An electronic format, and

2) Within 24 (twenty four) hours from the date and time of receipt thereof, and

3) The acknowledgement of the Claim Notification Form(s) must state that the Claim Notification Form(s) has been sent to the Insurer.

It is also a condition precedent that the Claim Notification Form(s) must be sent, within 24 (twenty four) hours to the Insurer and any failure to comply with this condition may result in the Insurer refusing to indemnify or the Insured being liable for any increased costs and/or damages to settle the Claim if such costs and damages would not have been incurred had the Insured complied with this ‘Acknowledgement of Claim Notification Form(s)’ clause.